Perks and Rewards Program

Earn rewards, like gift cards, when you stay healthy.

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Free to Join

Oscar offers perks and rewards at no additional cost to members.

Earn for Healthy Actions

Complete wellness visits or activity goals to unlock rewards.

Redeem Gift Cards or Essentials

Use rewards on gift cards or eligible purchases like groceries

How it works

Oscar members can earn perks and rewards by completing healthy activities and meeting ongoing wellness goals.

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Download & Sign In to the App

Create or log in to your Oscar member account through the mobile app.

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Find Rewards & Perks

Open the app and go to Perks & Rewards to see available programs.

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Complete Activities to Earn

Finish eligible health tasks or activities to unlock gift cards, perks, and extras.

How to Qualify for Oscar Rewards & Perks

You may be eligible to participate in Oscar rewards if:

  • You must be enrolled in an eligible Oscar health plan.
  • You need to sign in through the Oscar app or member portal.
  • Rewards availability varies by plan type and state.
  • Some perks apply only to condition-based care plans like diabetes, COPD, menopause, etc.
  • Eligible members must complete required health activities or care milestones.
  • Oscar may require confirmation of visit or activity before issuing rewards.
  • Some programs are invitation-based and appear only if your plan qualifies.
  • More rewards may unlock after connecting health data in the app.

Exclusive Rewards Available with Oscar

  • Earn up to $65 on the Breathe Easy COPD & asthma management plan.
  • Buena Salud members can get a $50 reward for completing a yearly doctor visit.
  • Chronic Care CKM plan members can earn $105 in gift cards plus a gym pass.
  • Diabetes Care Plan participants get $80, a gym pass, and up to $300/year in diabetes supply savings with WellDia.
  • Earn $150 through HelloMeno by completing menopause or perimenopause health activities.
  • Hy-Vee Health plan members can earn a $50 Hy-Vee card for groceries, gas, and essentials after completing 3 activities.
  • ICHRA Off-Exchange members can earn $50 by completing required Oscar onboarding actions.
  • Access more perks like grocery support, transportation, and bonus rewards through Oscar Unlocks and Community Resources.

Get help choosing a plan today

We understand that choosing a health insurance plan that meets your needs can be stressful. Speak to a licensed Coverall health insurance representative that will make it easy and stress free to choose a plan that’s right for you.

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ICHRA Off-Exchange members can earn an additional $50.

Excludes Hy-Vee members.

Benefits & Rewards: Benefits and rewards can vary by Plan, and certain restrictions apply. Members should see their policy for further details, and refer to the following web pages for more information:

Rewards: Eligibility for rewards requires a member’s account to be in good payment standing without any overdue balance. Once a member’s account is current, the reward will be issued.

Oscar Community Resources: Findhelp is not an affiliate of Oscar. Findhelp connects you with local third-party resources and services that are free and/or low-cost. Please note these services are not covered by your Oscar plan. For information on your covered medical benefits, always refer to your Oscar plan details.

Oscar Unlocks: Participation in the Oscar Digital Rewards Program is available to all active IFP and ICHRA members (subscriber, spouse, and dependents age 18 and up), excluding those that reside in NJ and OK. Eligibility requires an Oscar account and an activation of the Oscar Digital Rewards Program. Receipt of rewards requires a member to complete all activities within a given program level. Participants must ensure their account is in good payment standing without any overdue balance. Only current members will be issued rewards as applicable. Eligible members are limited to three giveaway entries per calendar month. Five winners will be randomly selected each calendar month, and winners will be notified. Program entries do not expire unless the member no longer has Oscar coverage or is not in good payment status. Participating members who earn any Oscar rewards totaling more than $250 in cash value in a given calendar year are ineligible to win additional prizes for that year. Priority Pal VIP Care Team access expires one year from Priority Pal reward redemption. Please see the program for further details and exclusions.